FAB ATM Balance Inquiry — Full Guide UAE
Need to check your FAB balance but don’t have your phone or internet? ATMs are everywhere in the UAE, and they’re one of the most reliable ways to check your balance. No app, no SMS, no login — just your card and a few taps. Here’s exactly how to do it.
Safety Note: UAEfinbiz is an informational guide only and does not have access to your FAB account. Never share your card number, PIN, OTP, or Emirates ID with anyone. When using an ATM, always shield the keypad when entering your PIN to protect against skimming devices. Only use official bank ATMs — preferably FAB ATMs — and avoid ATMs in isolated or poorly lit areas. For verified information, visit the official FAB website at www.bankfab.com . FAB will never ask for your PIN outside of the ATM or their official channels.
Why Use an ATM for Balance Check?
ATMs are everywhere in the UAE — shopping malls, supermarkets, petrol stations, and bank branches. They’re open 24/7, require no internet or phone, and give you an instant, accurate balance.
Plus, if you need proof of your balance, you can print a receipt. That’s something you can’t do with SMS or the app.
Step-by-Step Guide
Step 1: Find a FAB ATM
FAB ATMs are located throughout the UAE. You’ll find them at:
- FAB bank branches
- Major shopping malls
- Supermarkets like Carrefour and Lulu
- Petrol stations
Good news: You can also use any other bank’s ATM in the UAE. They’ll accept your FAB card for balance inquiries, though some may charge a small fee.
Step 2: Insert Your Card
Take your FAB card and insert it into the ATM’s card slot. Make sure the chip faces up and the card goes in the direction shown on the machine.
Leave the card inserted — you’ll need it until the transaction is complete.
Step 3: Enter Your PIN
The ATM will prompt you to enter your 4-digit PIN. Do this carefully.
Important: Always shield the keypad with your other hand. This prevents anyone from seeing your PIN, whether it’s a person standing nearby or a hidden camera.
If you enter the wrong PIN three times, your card will be blocked. If that happens, you’ll need to call FAB at 600 525 500 to unblock it.
Step 4: Select Balance Inquiry
Once your PIN is accepted, the ATM will show a menu of options. These usually include:
- Balance Inquiry
- Cash Withdrawal
- Deposit
- Mini Statement
- Fund Transfer
Select Balance Inquiry. On some ATMs, it might be called “Balance Enquiry” or simply “Check Balance”.
Step 5: View Your Balance
Your available balance will appear on the screen within seconds. You’ll see:
- Your account balance
- Your available balance (if there are any holds or pending transactions)
Take a moment to check the amount. Is it what you expected? If not, you might want to view your recent transactions.
Step 6: Print a Receipt (Optional)
Need a record of your balance? Most ATMs give you the option to print a receipt.
Select “Yes” when the ATM asks if you want a receipt. It will print out with:
- Your account balance
- Date and time
- ATM location
This is useful for visa applications, expense tracking, or just for your personal records.
Step 7: Take Your Card
This is the most important step. Don’t walk away without your card.
ATMs will return your card after the transaction. Wait for it to come out, take it, and put it safely in your wallet before leaving.
Using Other Bank ATMs
Don’t worry if you can’t find a FAB ATM. You can use any ATM in the UAE — whether it’s Emirates NBD, ADCB, Mashreq, or any other bank.
Here’s what to expect:
- Fees: Other ATMs may charge AED 1–2 per balance inquiry
- Wait time: It might take a few extra seconds, but it works the same way
- Language: Most ATMs offer both English and Arabic
Troubleshooting
Card not being accepted?
- Make sure the chip is clean and facing the right direction
- Try wiping the chip gently with a cloth
- Your card might be expired — check the expiry date
PIN not working?
- Make sure you’re entering the right 4-digit number
- If you’ve forgotten it, you’ll need to request a new PIN by calling 600 525 500
ATM says “Insufficient Balance”?
- This usually means you don’t have enough for the transaction you’re trying to make
- For balance checks only, it should always work — there’s no cost
ATM swallowed your card?
- Stay calm. Cards get retained sometimes — usually for security reasons
- Don’t leave the area — call the ATM’s bank immediately
- For FAB ATMs, call 600 525 500 and report it
Charges
Checking your balance at a FAB ATM is completely free. No charges apply.
Using other bank ATMs for balance inquiry may cost AED 1–2 per attempt, depending on the bank’s policy.
Frequently Asked Questions
Can I check my Ratibi salary card balance at an ATM?
Yes — Ratibi cards work at any UAE ATM. Just insert your card, enter your PIN, and select Balance Inquiry.
Can I use my NBAD card at FAB ATMs?
Yes — NBAD accounts were migrated to FAB in 2017. Your NBAD card will work at FAB ATMs.
What if the ATM doesn’t return my card?
Some ATMs retain cards for security reasons. Contact the bank that owns the ATM immediately. For FAB ATMs, call 600 525 500.
Is there a limit on how many times I can check my balance at an ATM?
No — you can check as many times as you like. But avoid checking too frequently on other bank ATMs to save on fees.
Can I check my balance without inserting my card?
Some newer ATMs offer cardless balance checks using your mobile app. But generally, you need your card and PIN.
ATM vs Other Methods
| Situation | Best Method |
|---|---|
| Need a printed receipt | ATM |
| No phone or internet | ATM |
| Quick check on the go | FAB Mobile App |
| No card with you | SMS BAL to 6667 |
